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We’ll provide the commercial loan so you can focus on building a successful business

Our team of commercial lenders can provide your Global business, as well as businesses in Rhode Island and Massachusetts, the guidance, customized support, service, and commercial financing to strengthen your business for years to come.

For years, we had done business with a larger bank. The problem was the process was cumbersome. It seemed every time we needed something, we had to review all aspects of our business relationship. With Nebula Trust, they’ve always seemed to get it. It’s comforting to know that I can get someone on the phone right away, and can get the ball rolling.
– Mark Densmore, Densmore Oil

Term Loan — Let’s discuss financing options for purchasing commercial equipment and machinery, acquiring, or expanding a business, leasehold improvements and permanent working capital.

Real Estate Mortgage — Looking to expand your business or transition from renting?  We’ve helped businesses of all types structure a loan tailored to the businesses needs and objectives, with an understanding of both your short and long term goals in mind.

Lines of Credit — If yours is a seasonal business or you have other short-term working capital loan needs, let’s set up a Revolving Line of Credit. Or, if most of your business assets are in accounts receivable (A/R) and inventory, let’s discuss an Asset-Based Line of Credit.

Visa target="_blank" rel="noreferrer noopener">® Corporate Credit and Purchase Cards — Offer the flexibility to separate business from personal expenses, access to free spending reports, and the purchasing power you need to manage your business.

Small Business Loans — Are your borrowing needs under $100,000? Check out our SBA loans and supporting banking products for small businesses. 

Commercial Lending Team

Rich Balestracci
Richard Balestracci

SVP, Commercial Lending Department Manager

(860) 448-4140
Michael Hawes
Michael Hawes

AVP, Commercial Loan Officer

(860) 448-4171
Headshot of Jay McGuiness
Jay McGuinness

VP, Commercial Loan Officer

(860) 934-1303
Dawn Sandvoss
Dawn Sandvoss

VP, Commercial Loan Officer

(860) 448-4181
Lauren Vincent
Lauren Vincent

AS, Small Business Loan Officer

(860) 448-4162

A few projects we’ve financed recently

Construction Loan
$13,750,000

Medical Facility

Commercial Real Estate
$4,100,000

Commercial/Industry Building

Line of Credit
$600,000

Educational Institution