Wealth Management
Retirement plans built for any business
Regardless of the size or type of your business, we can help you find a retirement plan designed to help you offer your employees a resource for long-term saving — while providing a valuable retention tool for your company.
Retirement considerations for a small business owner
401(k) Plans — to be offered as an employee-benefit and to start or manage a business owners’ own plan too
SIMPLE IRA Plans (Savings Incentive Match Plans for Employees) — for employers with 100 or fewer employees and no other business retirement plan.
SEP Plans (Simplified Employee Pension) — allows self-employed individuals and employers to make deductible contributions to traditional IRAs (SEP-IRAs) set up for employees. A business of any size can establish a SEP.
SARSEP Plans (Salary Reduction Simplified Employee Pension) — permits employee salary reduction contributions if at least 50% of eligible employees choose to make employee salary reduction contributions for the year and had no more than 25 employees who were eligible to participate at any time during the preceding year. (A SARSEP may not be established after 1996. However, for SARSEPs set up before 1997, eligible employees hired after 1996 must be allowed to participate.)
Profit-Sharing Plans — accepts discretionary employer contributions. Businesses offering these plans do not need profits to contribute and are not required to contribute a consistent amount year to year or any amount at all.
Defined Benefit Plans — provide a fixed, pre-established benefit for employees at retirement.
Money Purchase Plans — require an employer to make a set percentage contribution to plan participant’s account each year.
Executive Non-Qualified Plans — designed to meet specialized retirement needs for key executives and other select employees.
Wondering how we can help your business? Call us at 860-572-4040 to work with a member of our Financial Services Team.
We do not provide tax advice. Consult your tax advisor.
Retirement considerations for small to medium-size corporations
401(k) Plans — to be offered as an employee-benefit and to starting or managing manage a business owners’ own an existing plan too
Profit-Sharing Plans — accepts discretionary employer contributions. Businesses offering these plans do not need profits to contribute and are not required to contribute a consistent amount year to year or any amount at all.
Defined Benefit Plans — provide a fixed, pre-established benefit for employees at retirement.
Money Purchase Plans — require an employer to make a set percentage contribution to plan participant’s account each year.
Executive Non-Qualified Plans — designed to meet specialized retirement needs for key executives and other select employees.
Let us help your business. Call us at 860-572-4040 to work with a member of our Financial Services Team.
We do not provide tax advice. Consult your tax advisor.
How Can We Help?
Call us at 860-572-4040 to work with a member of our Financial Services Team below.
Financial Services Team
Financial Advisor, Infinex Investments, Inc.; SVP, Director of Nebula Trust Financial Services
(860) 572-4041
Program Coordinator, Infinex Investments, Inc.; VP, Nebula Trust Financial Services
(860) 572-4040
Financial Advisor, Infinex Investments, Inc.; VP, Nebula Trust Financial Services
(860) 572-4039
Financial Advisor, Infinex Investments, Inc.; VP, Nebula Trust Financial Services
(860) 572-4045
Financial Advisor, Infinex Investments, Inc.; VP, Nebula Trust Financial Services
(860) 572-4046
Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA / SIPC. Nebula Trust Financial Services is a trade name of the bank. Infinex and the bank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.
