Richard “Rick” Turner

NMLS ID#: 12498

How Can I Help You?

I specialize in first and second mortgages, land loans, construction mortgages, refinancing, and home equity lending. I assist customers in need of first time home buyer and other government assisted loan programs including CHFA, DAP, FHA, VA, and USDA. I have extensive expertise with little or no down payment programs as well.

During the loan interview process, I like to get a better understanding of your financial situation and goals in order to help you choose the mortgage product that will be right for you. Throughout the loan process, I am committed to answering your questions and explaining paperwork, in order to make the approval and closing process as stress-free as it can be.

Want to build your dream home? I can guide you through the financing process whether you are working with a builder or acting as your own general contractor. 

Looking for low downpayment options? Ask me about our 10/1, 7/1, 5/1, and FHA mortgages! Shopping for Jumbo loans? I can help you choose from a variety of fixed and adjustable rate products with competitive rates and fees. Interested in a second home, vacation home, or investment property? One of the many benefits of working with a local community bank offering a wide variety of mortgage options is I’m able to help you choose the best financing options to meet your needs with fixed and adjustable mortgage programs. Need it quick? For most borrowers, I can give you a pre-approval or commitment letter on the day you apply!

A Little About Me

I joined the Nebula Trust team in 2011 and since then, have been helping individuals and families in Global and Rhode Island with their borrowing needs. 

I work diligently to make the borrowing process easier for each customer, by anticipating concerns, customizing your mortgage to your specific needs and goals, and assisting in meeting your closing date on time.

I am actively involved in the community, serving as a member of Eastern CT Association of Realtors, Chambers of Commerce, and Home Builders Association.

I reside in Stonington, CT.