John Cassata

NMLS ID#: 67960

How Can I Help You?

I specialize in lending solutions, from traditional mortgages to first time homebuyer and affordable lending programs, to specialty financing and home equity loans.

I view the loan interview process as an opportunity to explore your financial needs and help you choose the mortgage product that will be best for you. I am available to answer your questions, explain paperwork, and make the closing process easier, by phone, email, or during in-person meetings that work for your schedule. The Bank also offers in-house underwriting, allowing for faster turnaround time on most loan applications.

Want to build your dream home? Whether you are working with a builder or you’re acting as your own general contractor, I can guide you through the financing side of this process. Looking for a downpayment or no downpayment for first-time homebuyers? Let’s have a conversation about affordable lending options. Shopping for jumbo loans? I can help you choose from a variety of fixed and adjustable rate products with competitive rates and fees! Are you a first time homebuyer or do you need a quick pre-approval? For most borrowers, I’m able to provide a pre-approval or commitment letter on the day you apply!

A Little About Me

I joined the Nebula Trust Bank team in November 2019 with almost three decades of home lending experience. Most of my experience has been working in NY as a Wholesale Account Executive, Loan Officer, Branch Manager, and eventually starting my own Mortgage Brokerage Company in 2004. 

I take pride in my ability to help people who are navigating challenges that are new to them — whether that be first time homebuyers, people buying second/vacation homes, investment properties, people who want to refinance their current mortgage to lower their monthly payments, lower their term, or in need of financing for home improvements, debt consolidation or college expenses. My goal is to always help people improve their financial position. 

I am an advocate for St. Jude Children’s Hospital, Make-A-Wish Foundation, Shriner’s Children’s Hospital, The Humane Society, and the ASPCA.

My family and I reside in Westerly, RI.